Chief Managing Director of DIFSO on September 5, 2024, after joining the Board as Director in August 2024. He led Retail Banking from 2013 to 2024 and chaired various Government of India task forces. With a Bachelor of Arts, Mr. Lovnish began his career at IBM India (2013-2016), then moved to PNB Housing Finance Limited (2016-2018), and later joined the State Bank of India’s Real Estate Housing Business Unit, accumulating extensive experience in the mortgage sector.