List of papers/ documents applicable to all applicants:

• – Employer Identity Card
• – Loan Application: Completed loan application form duly filled in affixed with 3 Passport size photographs
• – Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card
• – Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Piped Gas Bill or copy of Passport/ Driving License/ Aadhar Card

Property Papers:

• – Permission for construction (where applicable)
• – Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/Stamped Agreement for Sale
• – Occupancy Certificate (in case of ready to move property)
• – Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, Property Tax Receipt
• – Approved Plan copy (Xerox Blueprint) & Registered Development Agreement of the builder, Conveyance Deed (For New Property)
• – Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller

Account Statement:

• – Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s
• – If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year

Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:

• – Salary Slip or Salary Certificate of last 3 months
• – Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.

Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:

• – Business address proof
• – IT returns for last 3 years
• – Balance Sheet & Profit & Loss A/c for last 3 years
• – Business License Details(or equivalent)
• – TDS Certificate (Form 16A, if applicable)
• – Certificate of qualification (for C.A./ Doctor and other professionals)