DIFSO:

known as the Directorate Financial Services Organization, is a regulatory entity of RBI within India's financial services industry.

Frequently Asked Questions

Find answers to all your queries about our service.

  • Whether loan for Under-Construction flat is available.

    Loan for under construction flat of banks approved builder/project is available. List of approved project is available in our corporate website.

  • What is the criteria for CIC Score for Housing Loan?

    No minimum Credit Information Company (CIC) score is prescribed, However, If CIC score is good then bank will offer better rate of interest.

  • What are the documents required for Housing Loan?

    Valid KYC documents i.e Voter ID, Aadhar Card, PAN Card, or any other valid ID/Address Proof. Income proof i.e last three year ITR, Latest Salary ...

  • What is the maximum tenure of Loan?

    Maximum Tenure of loan is 30 years or upto age of 70 years

  • What is the Maximum amount of Loan?

    It is a need based loan.

  • What is the time taken to Sanction Housing Loan?

    5 to 7 days after submission of all the necessary documents.

  • Who are eligible for Housing Loan?

    All individuals or Joint Owners are eligible for Housing Loan